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Director & Officer (D&O) Insurance

Protect your organization and your volunteers by securing nonprofit liability coverage

Berkley Select offers an insurance program specifically designed for the unique liability exposures of nonprofit organizations. This program provides comprehensive Directors and Officers Liability Insurance and Employment Practices Liability Insurance with optional Fiduciary Liability. Nonprofit Liability (NP) Insurance protects the assets of a nonprofit organization and its individual directors, officers and employees from expenses arising from allegations of wrongful acts.

Berkley Select offers:
  • Directors and Officers Liability (D&O) Insurance
  • Employment Practices Liability (EPL) Insurance
  • Fiduciary Liability Insurance

The premium will vary based on total assets, number of employees and activities of the nonprofit organization. Premiums start at $400. The application process is simple and is backed by a dedicated staff to service your policy.

Alliance Member Coverage Enhancements Available
Subject to underwriter approval.

  • Preferred pricing, discounted for Alliance members
  • Sublimit for costs of defense for claims alleging violation(s) of the Fair Labor Standards Act (FLSA)
  • Waiver of deductible (if ruling of no liability obtained)
  • Sublimit for costs of defense for alleged hiring or harboring of illegal aliens

E&O Coverage for Trade Associations
Professional services liability coverage is available for nonprofit trade associations with a 501c6 designation. 

MyHRHelp Risk Management Services
Complimentary services include:

  • Unlimited toll-free helpline calls that provide basic workplace issue consultation
  • MyHRHelp website with employment resources
  • Free monthly risk management webinars and an archived webinar library

As a part of W. R. Berkley Corporation group of companies, Berkley Select places coverage with Berkley Insurance Company and Carolina Casualty Insurance Company, admitted carriers. Both are rated A+ (Superior) by A. M. Best Company.

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